These clauses allow the buyer or seller to terminate the contract in the event of the occurrence of certain events that are beyond the control of one of the parties and when one of the other parties imposes unnecessary difficulties. Force majeure clauses often offer protection against the negative effects of certain natural acts such as floods or forest fires. The price is determined according to the share of the buyer`s debt likely to recover. The buyer benefits by ensuring predictable debt coverage. The lender recovers receivables from its books and converts the overdue receivables into constant income streams. In addition, lenders reduce costs by eliminating sterile collection efforts. .